Fuller Consulting provides independent advisory services to institutional investors, mutual insurers, captives, and reinsurers — combining deep NAIC regulatory experience with practical structuring across life, annuity, health, and property & casualty lines of business.
We are engaged where regulatory complexity, capital constraints, and transactional structure intersect — by clients who need experienced, independent judgment.
Regulatory licensing, capital treatment, and NAIC engagement for insurance technology operators, carriers, MGAs, and investors.
Rating-agency preparation, narrative development, and capital-positioning work for mutual insurers.
Expert witness and technical-consulting support for counsel handling insurance and reinsurance disputes.
Risk-Based Capital, ORSA, and economic-capital advisory for insurers managing growth, transactions, or regulatory scrutiny.
Embedded, senior reinsurance leadership covering program design, modeling, capital, collateral, and board-level representation.
ERM/ORSA reviews, NAIC financial-condition exam preparation, and supervisory-college support for multi-state and international groups.
Early-warning systems, stress testing, capital-solvency models, and inspection programs for international supervisors and IAIGs.
Insurer profile summaries, Form A reviews, captive analysis, and statutory-accounting opinions.
Run-off, commutation, and receivership support for troubled companies, receivers, and reinsurance counterparties.
Targeted training for regulators, carrier teams, and counsel on reinsurance, financial analysis, and emerging risks.
Initial conversations are scoped quickly and oriented to whether we are the right fit before any engagement letter is signed.
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